Loan Audits Charles Cox has has been certified by the National Association of Mortgage Underwriters as a forensic loan auditor.  In this role and as a California Buisness and Professions Code qualified paralegal, he only provides these services to attorneys on a contract basis.  If you are an individual and want a list of attorneys practicing in the foreclosure defense field in your area, please contact us.

Loan Modifications Are your payments more than you can handle?  Do you want to keep your house and have someone help you negotiate a lower payment? Do you really think loan modifications exist?

Short-Sales Do you need to sell your house for less than you owe to avoid foreclosure? Has a change in circumstances put you in a position of needing to re-evaluate your home ownership position?

Foreclosure/Foreclosure Defenses - Have you considered foreclosure?  What about foreclosure defense?  Are there defects in your loan?  Does the "lender" have standing to collect from you?  Do you actually owe the money?  Is your "lender" actually a "lender", "servicer" or even a party to the transaction? What other remedies are there?

Bankruptcy Information - including self help books you can order online or we can order for you